Story:
Attention!!!
Open the attachment in your mail and see our latest arrangement on how to send your VISA/ATM card to you.
Regard from
From the desk of (Royal Bank of Scotland United Kinddom).
Visa ATM card payment notification
Office of the director of operation
International credit settlement,
Royal Bank Of scotland Plc
Attention: Dear Client
This is to officially inform you that we have verified your contract Inheritance file and found out that why you have not received your payment because you have not fulfilled the obligations given to you in respect of your Contract inheritance payment.
We have decided to bring a solution to your problem. Right now we have arranged your payment through our swift card payment center Asia pacific or through online banking system of transfer through our affiliate bank in London. ( BANK OF ENGLAND) that is the latest instruction from the British Prime Minister Mr David Cameron through the Metropolitan Police approval in conjunction with the Interpol and FBI.
The Visa card payment center has been mandated to issue you £10,000,000.00 (Ten Million Great British Pounds) or through our affiliate bank in UK as your by online system of transfer as your part payment for this fiscal year 2012.also for your Information you have to stop any further communication with any other Person (s) or office(s) to avoid any hitches in receiving your payment.
You are to fill out the below information for us to prepare your Visa ATM Card or Bank transfer slip and get it ready for you to receive through a reputable courier company or we direct you to our affiliate Bank in Uk for online system of transfer based on your best option of payment.
Your name:…………………
Phone:…………………….
Address:…………………..
City/:…………………….
State:…………………….
Country:…………………..
Phone Number|:……………..
Zip-Code:………………….
Your age:………………….
current occupation………….
Attach copy of your identification
Please contact this very office below for more instruction and directive on how to receive your Visa Card or by bank Transfer through our affiliate Bank in Uk.
Mr Lincoln Hamilton
Director, Visa Payment Department
Email: royalscotland.bank13[@]yahoo[dot]co[dot]uk
Telephone: +447017046059
Email me back as soon as you receive this important message for further direction. We hereby issued you our code of conduct, which is (ATM-Y2k12) so you have to indicate this code when contacting the Visa ATM Center by using it as your subject.
Regards
Dr. Frank Steve
Director Royal Bank Of Scotland United Kingdom

Analysis:
These emails and mobile text messages have been circulating in several variants, claiming that the recipient owns a large amount of money as a Contract inheritance payment and needs to send his personal information so that they can prepare his Visa ATM Card or Bank transfer slip to transfer the money. This is not a fact, these are just emails scams.
Scam emails like these often lure people with big money, using reputable names of persons and banks. Scammers mislead people with fake logos of established companies and create convincing scenarios like the one mentioned above. The email cleverly warns the recipient not to communicate with any other person (s) or office (s) in order to avoid any hitches in receiving the payment. There is no big money won by anyone, the only purpose of these emails is to grab the personal details, use them for unfair means, initiate a dialog with the person and then trick him to gain financial benefits.
Scam emails these days reach your inbox in the form of attached documents in order to surpass the email spam filters. The best way to deal with such fraud emails is to delete them, and not communicate or share any of your personal information.
Hoax or Fact:
Hoax, and a Scam
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